Terms of Use

Last Updated: October 20, 2025

1. Acceptance of Terms

By accessing and using tools.bizzxpert.com ("the Service"), you agree to be bound by these Terms of Use. If you do not agree to these terms, please do not use the Service.

2. Description of Service

BizzXpert Tools provides free business calculators and tools designed to help small and medium-sized enterprises with financial planning and business management. Our tools include, but are not limited to, cash flow forecasting calculators and other business planning resources.

3. Use of Tools

You may use our tools for:

Personal business planning purposes
Educational and informational purposes
Internal business decision-making

You may NOT:

Redistribute, resell, or republish our tools
Remove copyright or branding from our tools
Use our tools for illegal purposes
Attempt to hack, reverse engineer, or compromise the Service

4. Registration and Account Security

To access certain features, you may need to provide your email address. You are responsible for:

Providing accurate information
Maintaining the confidentiality of your account
All activities that occur under your account

5. IMPORTANT DISCLAIMER

The tools and calculators provided are for informational purposes only and should not be considered as professional financial, legal, or business advice.

BizzXpert Tools does NOT:

Guarantee the accuracy of calculations or predictions
Provide professional financial or legal advice
Take responsibility for business decisions made using our tools

You should consult with qualified professionals (accountants, financial advisors, lawyers) before making significant business decisions.

6. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW:

BizzXpert and its owners are not liable for any damages arising from the use of our tools
We do not guarantee uninterrupted or error-free service
We are not responsible for any business losses, lost profits, or damages
You use our tools at your own risk

7. Intellectual Property

All content, tools, calculators, designs, and materials on tools.bizzxpert.com are owned by BizzXpert and protected by copyright laws. You may not copy, modify, or distribute our content without written permission.

8. User-Generated Content

Any data you enter into our tools:

Remains your property
Is stored securely
Is not shared with third parties (see Privacy Policy)
May be deleted by you at any time

9. Service Availability

We strive to maintain 24/7 availability, but we do not guarantee:

Uninterrupted service
Error-free operations
Permanent availability of any specific feature

We reserve the right to modify, suspend, or discontinue any part of the Service at any time.

10. Third-Party Links

Our Service may contain links to third-party websites. We are not responsible for their content, privacy practices, or terms of use.

11. Termination

We reserve the right to terminate or suspend access to our Service immediately, without notice, for:

Violation of these Terms
Fraudulent or illegal activity
Abusive behavior

12. Changes to Terms

We may modify these Terms at any time. Changes will be posted on this page with an updated date. Continued use of the Service after changes constitutes acceptance of the new Terms.

13. Governing Law

These Terms are governed by the laws of [Your Jurisdiction]. Any disputes shall be resolved in the courts of [Your Jurisdiction].

14. Contact Information

For questions about these Terms, contact us at:

Email: support@bizzxpert.com
Website: BizzXpert.com

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